We now have 12 envelopes to start saving for your dream home. If you already have a home you can also use a few of these envelopes for a "Home Owners Binder" so either way you can utilize them to your benefit. Here are the 12 categories.
Down payment
Closing cost
Home Inspections/Appraisal
Property Taxes
Moving Expenses
Furniture & Decor
Repairs & renovations
Emergency fund
Homeowners insurance
Appliances & Essentials
HOA fees & maintenance
Misc
You can see the classic binder in the picture which is the home buyers bundle.